Selfers - La forma más autónoma de ser autónomo

Separate your business from your personal life.

With Selfers, everything is in place. Your income and professional expenses in your own account: Spanish IBAN, with a debit card and without unexpected fees. More clarity, more control.

Spanish IBAN

Create an account directly linked to your accounting and to the Tax Agency, which simplifies your tax life.

Send and receive money with no fees.

Make unlimited and free SEPA transfers across the European Union. Pay and receive money without hidden costs, regardless of whether it is to another account or between freelancers.

Self-employed debit card.

Get your virtual and physical card, to centralize all your expenses, control them and deduct them in real time.

Payments in USD and GBP, with Wise.

Receive payments in foreign currencies without complications. Save on conversions with Wise exchange rates.

Every movement in your account is reflected in your accounting and in your tax forecast.

Your money, always protected.

Biometry and 2FA

Your account is always secure with Face ID, access codes and two-step authentication. Every transaction is protected so that only you are in control.

Notifications

Get instant alerts every time you send or receive a payment. Full control of your income and expenses, with no surprises

Insured funds

Your money is protected through the Deposit and Resolution Guarantee Fund (FGDR), which protects each account holder up to 100,000 euros. We give you the security and confidence to operate with peace of mind.

Connected invoices, up-to-date accounting.

Every bill issued is saved in your accounting. Every expense is instantly classified. Everything connected, without paperwork or wasted hours.

Automatic reconciliation

When you collect, the invoice is marked as paid and your accounting is updated on the spot.

Error-free invoices

VAT, personal income tax withholding, amounts, reimbursement costs, supplements... Everything is calculated, you just enter the amount (gross or net).

Collections under control

Selfers send your bill, remind your customer of the deadlines and mark the payment when it arrives. You always know who owes you and how much

International billing

Customers in the US, Dubai or the UK? If they pay you bills in dollars or pounds, don't worry: Selfers automatically converts and adjusts the corresponding currency exchange and VAT/IRPF in your accounting.

Verifactu 👌

Since July 2026, all invoices issued by self-employed workers must be issued with Verifactu. With Selfers you're ready: no paperwork, no extra configurations.

Are you not yet self-employed and are they asking for an invoice? 👀

We help you bill legally without paying the fee.

Find out more

Upload and forget.

The only manual task of a Selfer (for now)* is to upload your external tickets and invoices to your account. How does it work?

Upload a document or take a photo.

Forget about saving tickets in a shoebox or separate PDFs in Drive.

Sparq categorizes.

We extract data, assign category and We instantly tell you if it's deductible depending on your activity. You confirm and that's it.

We do the rest.

We reconcile income and bills and We keep your forecast and taxes up to date for when it's time to present.

Questions about an expense or deduction? Ask Sparq whenever you want.

Accounting at Selfers adapts to you.

External bills, no drama.

Do you come from another tax agency or paying an accountant, do you use your own billing software or did you charge another account? There's no problem.

We share an encrypted folder where you upload all your bills. AI records them, and they are reflected in your accounting. If something doesn't add up, we'll let you know.

Native integrations.

Connect Stripe or Shopify and your invoices will appear alone in your accounting. We are working on more integrations designed for digital freelancers: Fiverr, Hotmart, Gumroad...

View Integrations

*Sparq, in your email.

Connect Sparq to your professional email address Gmail U Outlook and we'll automatically detect and upload all the invoices you receive.

Zero search, zero manual uploads. 100% peace of mind 🤯.

(available in November)

Declaring has never been easier.

You focus on what is yours and yours. We take care of your tax obligations, deductions and legal paperwork.

How do you declare a selfer?

1. You ask for your quarterly return.
2. Sparq automatically calculates your taxes (VAT, personal income tax, informational).
3. Review and approve with one click.
4. We present your direct models to the Treasury.
5. The Treasury charges you to your Selfers account.

Don't spend what isn't yours 😉, and plan your autonomous life.

Who likes to think about taxes? Yep... Then, you can know in real-time how much you will have to declare for VAT and personal income tax.

You always know how much you can spend without running out of taxes.

If you're going to spend more than recommended, we'll let you know before you read it.

What our team does
(and not AI).

Behind Selfers there is a team that deals with the procedures that an app cannot solve: inspections, registrations, grants... You are not alone here.

Highs/Lowers in the Treasury and Social Security

We register you with the Treasury (036/037), RETA, ROI or OSS registration. All legal, without eternal paperwork.

Letters from the Treasury

Do you get a notification and you don't know what to do? We reviewed it together, although we recommend that you first pass it on to Sparq.

Tax Inspections

If the Treasury knocks on your door, you are not alone: we accompany you and defend your case.

Presentation of Models

AI prepares them, but if you want human review before sending them, our team does it.

Tax Optimization

We are looking for the deductions and strategies that fit your activity so that you pay just enough, no more and no less.

Grants and grants

From zero quota to capitalizing on unemployment or asking entrepreneurs for help. We guide you step by step.

All connected, all controlled.